Contractors Insurance in Riverdale, GA
No matter your trade, working as a contractor comes with risks. From accidental property damage to liability claims, unexpected incidents can lead to costly setbacks. This underscores the importance of having contractors insurance.
Essential Insurance Coverages for Contractors
Contractors can choose from a variety of insurance policies, including the following:
- Commercial property insurance—This can cover damage to your business’s physical assets, such as buildings and equipment.
- Builder’s risk insurance—This can offer financial protection for buildings under construction, including materials and supplies, whether on-site or stored elsewhere.
- Contractor’s tools and equipment insurance—This can help cover the cost of repairing or replacing tools and equipment that are lost, stolen or damaged.
- Commercial auto insurance—This can cover company-owned vehicles.
- Liability insurance—This can cover legal claims for third-party property damage or injuries caused to others. This can include general liability, product liability, pollution liability, cyber liability and more.
- Umbrella insurance—This can offer additional liability coverage when claims exceed the limits of your existing policies.
- Workers’ compensation—This can cover medical expenses and lost wages if an employee is injured on the job.
Learn More
The The Sims Group Insurance Agency understands contractors’ challenges and is committed to helping you find the right coverage. Contact us today to explore your options and receive a personalized insurance quote.